FREE · NO OBLIGATION

Get Your Merchant Statement Reviewed

Send your most recent processing statement and I'll read it line by line and tell you what you're actually paying — whether that's good news or bad. Sometimes the honest answer is “your deal is fine, don't touch it.”

✓ Free, and no obligation is not a figure of speech ✓ Reply within 1–2 business days ✓ You won't be pitched unless you ask

What I'll cover in your review

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Your effective rate

The real cost of your processing — not the advertised rate

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Hidden fees

Every line item explained — monthly fees, batch fees, non-qual surcharges

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Downgrade analysis

Why transactions are downgrading and what it's costing you

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A straight verdict

Whether your pricing is competitive, fixable with a phone call, or genuinely worth leaving

What happens after you send it

  1. I read it myself. Not a tool, not an assistant. Usually within 1–2 business days.
  2. You get a plain-English breakdown by email: your effective rate, what each fee is, and which ones are normal versus not.
  3. You get my honest verdict — and often it's “this is fine, leave it alone” or “call your processor and ask them to drop this one line.” Those answers earn me nothing and you'll still get them.
  4. Then nothing happens unless you want it to. No follow-up sequence, no calls, no drip campaign. If you want a quote from me, ask and you'll get one.

Why this is free — and how I'm paid

I place merchant accounts. If you decide on your own to move your processing through me, the processor pays me a monthly residual. That means I make more money if you switch than if you stay, and you should weigh what I tell you accordingly.

It's also why “stay where you are” is written into this page as a real outcome rather than a disclaimer. The whole arrangement, in detail →

Upload your statement

PDF format only. Max 20MB. Encrypted in transit and stored securely. Redact anything you'd rather not send — the review works fine without full account numbers.

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Click to upload or drag and drop

PDF only — max 20MB

🔒 Your statement is never sold, and it is not shown to any processor unless you explicitly ask me to shop your rate. How your data is handled.

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