Operations
Batch Processing Explained: Why Closing Your Batch Daily Saves Money
Every day you don't close your batch is a day you're paying higher interchange rates. Here's the fix.
Contracts
Early Termination Fees: The Clause Your Processor Hopes You Forget
Some processors lock you in with ETFs of $500 or more. Here's how to spot them before you sign and how to get out if you're already stuck.
Contracts
How to Actually Negotiate Your Processing Agreement
Your merchant agreement isn't a take-it-or-leave-it contract. It's a first offer. Here's how to push back on the terms that cost you money.
Fees
Card-Present vs. Card-Not-Present: Why Your Online Sales Cost More
The same card can cost you two different rates depending on whether it's physically present at checkout — and the gap can be 40% or more.
Fees
Monthly Minimums: The Processor Fee Nobody Warns You About
A monthly minimum sounds harmless — until you realize it's a guaranteed floor on your processing cost, regardless of how little business you actually do.
PCI
PCI Compliance Fees: What They Are and When You're Being Overcharged
Every merchant pays some form of PCI fee, but the amount — and what you actually get for it — varies wildly from one processor to the next.